Financial Planning

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The New “Subscription Economy” Trap

Subscriptions are a form of spending that hides in plain sight. One $9.99 charge feels harmless. Ten of them quietly draining an account every month.......

Commodities Trading Made Simple

When people hear “commodities,” they often think of everyday essentials—gas, coffee, wheat, orange juice, bacon, gold—and they’re right. Commodities trading is about the prices of.......

Options Trading Made Simple- 15 points

Options trading, when approached with education, discipline, and realistic expectations, can become a powerful financial tool rather than an intimidating concept. For seniors and fixed-income.......

How Artificial Intelligence Is Quietly Making Hospitals Safer for Older Adults

As healthcare grows more complex, especially for adults over 60 who often manage multiple prescriptions, the margin for error gets smaller. A missed dose, the.......

Series: “Killing the Penny” – A Consumer Impact Analysis

I had an odd experience happen at McDonalds the other day. I purchased food items that were $9.42 cents with a $10.00 bill. I normally.......

Series: “Killing the Penny”-Cash Payments, Pennies, and Your Rights at the Register

If you pay cash, you are entitled to fair and transparent change — even as pennies disappear from circulation........

Series: “Killing the Penny” -When Pennies Disappear, Fairness Shouldn’t:

As the U.S. quietly moves away from the penny, many consumers are discovering something unsettling at the register: their change doesn’t always add up. While.......

Medicare & In-Home Caregiver Support: What’s Covered, What’s Not, and How to Navigate It (2026 Guide)

As loved ones age, many families begin to explore in-home care options to keep seniors safe, supported, and comfortable in familiar surroundings. But one of.......

🌿 Medicare Supplement Insurance aka Medigap

Medicare Supplement Insurance, often called Medigap, helps fill the “gaps” in your Original Medicare (Part A and Part B) by paying costs that Medicare doesn’t.......

Financial Planning and Healthy Aging—A Guide for Caregivers

As our loved ones age, the roles often shift. The parent who once cared for us may now need support navigating the complex web of.......